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This is referred to as the Consumer Directed Services Option or CDS.Under the CDS option, participants are given the flexibility to choose their own personal assistance and respite care providers.Usually personal assistance and respite care can be provided by non-medical professionals and participating individuals can hire certain family members to provide this services.Spouses and legal guardians are usually excluded, but siblings, ex-spouses, friends and the children of aging parents can all be hired as paid caregivers.One common approach is to make use of an irrevocable funeral trust which helps individuals within ,000 of Medicaid's asset limit.While neither of these techniques is especially complicated, it is very easy to make an error and disqualify oneself for Medicaid.

1st on our list for this month, and in top 3 all the time.

2013 Texas Medicaid Resource Limits For individuals, the limit is ,000 and for couples it is ,000.

These figures do not include resources such as the primary residence, vehicle or final expense trusts.

2013 Texas Medicaid Income Limits For individuals the monthly income limit is ,163 and for couples it is ,326 / month.

If a single spouse is seeking assistance, joint income can be allocated to the non-applying spouse.

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